BVI, the German association of insurers, investment companies and building societies, has presented a five-point plan aimed at radically simplifying the retirement system. The aim is to deliver better returns and to lower costs for savers, thus encouraging a stronger uptake.The disclosure was triggered by the extremely low interest rates environment and a stagnating uptake, which are making a reform of state-sponsored private retirement plans a matter of urgent necessity.The BVI is suggesting that:standard retirement products should be made as simple and easy to understand investment choices and, therefore, offered at a lower cost;there should be an attractive and transparent form of state funding that can be intuitively understood by everyone: each euro paid in by the saver is topped up by at least 50 cents;state-sponsored private retirement plans should be available to everyone – including the self-employed;a relaxation of the guarantee of total gross contributions shoudl be in place in order to boost return opportunities for savers;a general simplification of the procedure for granting bonuses in order to reduce the number of bonuses clawed back each year (currently some 800,000) by more than 90%. BVI is asking the German government to call an early meeting with providers in order to realise its aim of strengthening private retirement planning by the first half of 2020. The proposed reform initiatives offer considerable cost-cutting potential. Close cooperation between providers and the government is vital in order to achieve this, BVI stated.The association sees ongoing development of the current system as being a substantially more convincing reform approach than switching to a different system altogether.Suggestions, such as a virtually compulsory Deutschland-Rente, as proposed by the Government of the Federal State of Hesse, or the “extra pension” advocated by the Federation of German Consumer Organisations (vzbv), place a burden on employers.A radical change to the system, more or less compulsory, without minimum protection for investors, would produce considerable insecurity among the population, the BVI concluded.
Clarence H. Kaiser, 87, of Lawrenceburg, Indiana, passed away Sunday, August 7, 2016 in Lawrenceburg, IN,He was born February 28, 1929 in Lawrenceburg, Indiana, son of the late Herman F. Kaiser and late Anna Marie Elizabeth Theiman Kaiser.Clarence served his Country as a member of the United States Air Force during the Korean Conflict. He also served proudly on the Honor Guard for military funerals.Clarence was a lifetime member of St. John’s Lutheran Church Aurora. He was also past President of the County Farm Bureau Board and held several offices throughout the years. He worked at Seagram’s Distillery from 1947-1950, then went into the Air Force from 1950-1953. Clarence worked for GE from 1953 to 1988, retiring after 35 years of service. He enjoyed farming and working on automobiles.Surviving are children, Jeanine (Johnny) Moore, Robert (Pam) Kaiser, Richard (Fran)Kaiser, William (Michelle) Kaiser and Ruth Adcock; grandchildren, Jody, Alisha, Laura, Rachel, Tiffany, Jessica, Andrew, Elizabeth, Shana, Shiloh, Benjamin, Christopher, Jacob, Jonathon, Ashlee, Whitney, Jim, Derek, Carly,Kendra, and Robyn; 30 great grandchildren and 3 great-great grandchildren.He was preceded in death by his parents, loving wife of over 59 years, Wanda Rudisell Kaiser, brother, Howard Kaiser, sister, Anna Mae Cole and a daughter Phyllis Ann Kaiser Smith.Friends will be received 5:00-8:00 pm Tuesday, August 9, 2016 at the St John’s Lutheran Church, 220 Mechanic Street, Aurora, IN.Services will be held at the church, Wednesday at 11:00 am with Pastor Edward Davis officiating.Interment will follow in the St. John’s Lutheran Cemetery, Lawrenceburg, Indiana. Military graveside services will be conducted by members of local Veterans Service Organizations.Contributions may be made to the St. John Lutheran Church or School. If unable to attend, please call the office at (812) 926-1450 and we will notify the family of your donation with a card.Visit: www.rullmans.com
MOHAVE VALLEY, Ariz. – Walt Carter was so sure the IMCA Xtreme Motor Sports Modifieds would find their niche at his new Mohave Valley Raceway in 1993 that he agreed to sanction the class knowing there weren’t even any local cars in the class at the time.More than two decades later, Mohave Valley is now the longest continuously sanctioned race track in Arizona. The 1/3-mile clay venue has averaged 23 Modified entries for its first seven every-other-Saturday night shows so far in 2015.“I met with (former IMCA president) Kathy Root, liked what she had to say, told her I was in it for the long haul and I’ve been sanctioned for 23 years,” said Carter, who prefers the title track owner and operator to that of promoter. “I jumped on early because I saw the value in what I call a spec car. I looked at the Modified as a division that wouldn’t be going away. I hitched my future to the IMCA Modified.”After managerial stints at Riverside International Raceway in California, which gave way to a housing development, and Las Vegas Motor Speedway, Carter built Mohave Valley from the ground up in 1992 and opened the following spring.Modified car counts were in the single digits during those early seasons but Carter stuck with the division, which developed into a local fan favorite.“The crowds like Modifieds. They’re a different kind of race car and more fun to watch from the fans’ standpoint,” he said. “IMCA Modifieds are pretty much my featured division. High-dollar traveling shows don’t pay the bills. Weekly shows have always been my bread and butter and always will be.”“I like the consistency of IMCA’s rules and that Modifieds are still affordable to so much of the racing public,” continued Carter. “We’ve got guys racing with 15-year-old cars and having just as much fun as the guys with the latest and greatest.”Mohave’s entry-level classes run on the Hoosier G60 tire and use IMCA’s 40-point system. Running every other week and closing during the scorching summer months – rather than lose money on the front gate – are ideas that have caught on with other tracks in the region.“Our schedule and our business are dictated by economics. I run what I think works and the fact that we’ve been here for 23 years proves that it does,” Carter stated. “It’s not rocket science. The hardest part of any business is that you’ve got to know your market, and you’ve got to have a good relationship with your customers.”Accomplishing both, he cautions, can’t be done overnight.“There is no instant success in this business. Running a race track is what I think of as a grind-out business. Some weeks you have good weeks, some weeks you don’t. You have to look at the big picture,” Carter said. “IMCA is built around the Saturday night track in a small market. The IMCA model works for me.”
FIFA’s disciplinary chief Claudio Sulser has said the Liverpool striker would be allowed to have a medical ahead of any transfer but the world governing body has stressed he cannot train with a team. A FIFA spokeswoman told Press Association Sport: “As said at various occasions he is not allowed to participate in any football activity during the ban period and as such is also not allowed to train with the team during the ban.” Uruguay striker Suarez has appealed against the four-month ban imposed for biting Italy’s Giorgio Chiellini. Liverpool remain in talks with Barcelona over the transfer of Suarez, and Sulser on Friday told a news conference that the player would be allowed to have a medical ahead of a transfer. Sulser said: “The player cannot have any activity related to football, but a medical examination for a transfer yes – the sanction is not linked to transfer rights.” Press Association FIFA has re-iterated that Luis Suarez will not be allowed to train during his four-month ban for biting despite reports to the contrary.
Poyet told the club’s official website, www.safc.com: “Steven is okay – it was not nice at all watching the game and seeing Fletch coming off. “Naturally as human beings, we always think the worst, but we got in contact straight away with him and the Scottish medical staff, who were very good. “They sent him back to us and we have done everything possible, so I will say I am 100 per cent sure he will play on Saturday.” Sunderland striker Steven Fletcher will be fit for Saturday’s Barclays Premier League trip to Leicester despite returning early from international duty. Press Association The 27-year-old Scotland international returned to Wearside after undergoing a scan on the ankle he damaged in Friday night’s 1-0 Euro 2016 victory over the Republic of Ireland, and was therefore unavailable for the 3-1 friendly defeat by England four days later. However, Black Cats head coach Gus Poyet has confirmed that his worst fears proved unfounded and he expects to have his first-choice frontman available at the weekend.
Pouderoyen to face Den Amstel, Uitvlugt takes on Eagles todayThe National Sports Commission (NSC) in collaboration with the West Demerara Football Association (WDFA) will today stage a football tournament in memory of Guyana’s first president, the late Arthur Chung.The tournament will see four teams vying for top honours with the opening game bringing together Pouderoyen and Den Amstel in the first semi-final from 15:00hrs.Game two will see Uitvlugt Warriors taking on Eagles United of Stewartville.Both matches will be played at the Leonara Track facility’s football field as will the final and third place play-off.The Leonara facility is just a few villages away from where the former President was born on January 10, 1918. He died on June 23, 2008.Arthur Chung served as president of Guyana from 1970 to 1980 and would be remembered during what is anticipated to be an exciting tournament.Both semi-final matches will be played for 40 minutes with two equal halves of 20 minutes.The two losers will then contest the third place play-off and that match will last for 60 minutes while the final between the two winners of the semi finals will go for 80 minutes.In the semi-final matches,if the team are locked on goals at the end of regulation time, they will then go into penalty shoot-out with both teams having three kicks each.For the final, if at the end of regulation time the score is tied, each team will be allowed five free kicks in order to determine the winner.
… Clubs will use balls for youth developmentTO aid the reintegration process into active association football, president of the Guyana Football Federation (GFF) Wayne Forde presented footballs to representatives of the Guyana Football Club (GFC) and Pele Football Club respectively.This presentation was made in the Boardroom of the GFF on Tuesday to Jafar Gibbons and Alexander Best.Prior to presentation, Forde expressed the GFF’s commitment to the reintegration of the clubs in question to mainstream football: “We will do our part in repairing the bridge and rebuilding this relationship that has been an extraordinary relationship over the years.“The legacy of the clubs was one where they both have been dominant forces on the field and we hope that the leadership of the clubs will reposition their priorities and objectives over the coming months to reassert themselves as strong bodies.” he said.Alexander Best, first vice-p resident of Pele Football Club, in an invited comment following the presentation, expressed gratitude for the balls and his pleasure at being active in football: “We are excited to be back on the field … it’s very nice to be back with the GFF and we will accept these balls as a part of the grooming process for the team.“We will mostly wish to use the balls for the practice games as we normally train with the local balls. Since we are concentrating on the youth, we would want to provide them the exposure of playing with the FIFA balls so they can get a feel of them.”Like Best, team manager of GFC, Jafar Gibbons, said the balls will also be useful to enable their youth footballers to become familiar with game balls: “It’s a great step by the GFF.“You can make a field anywhere, you can make a goal out of anything but at the end of the day the most important thing in football is the actual ball because you can’t play without a ball.”Gibbons continued, “It will be great if we practise and play with game balls as all of the leagues use the balls. If we train with a different ball, mistakes are usually made in the games when kicking a ball one is not familiar with; so I think it is a great step forward especially since we have a very active youth programmme. It will be a great thing to enhance what we already have.”This initiative is part of a continuous effort by the Executive Committee to ensure active football in Guyana especially at the senior level.
The team didn’t give any specific numbers but said the group that returned home included individuals who had tested positive for coronavirus after the team arrived in Florida last month. They have since tested negative in multiple follow-up tests. Those who recently tested positive remain isolated in their hotel rooms at the Walt Disney World Dolphin Resort, where they will remain until cleared by medical officials to return to Texas. FC Dallas previously revealed that all players and staff tested negative for the coronavirus before leaving Texas for the tournament on June 27. Two players tested positive upon arrival and subsequent tests found eight more infected with the virus that causes COVID-19.The team plans to resume training at home later this week.___ Associated Press SEC Commissioner Greg Sankey said in a statement afterward that it’s “clear that current circumstances related to COVID-19 must improve.”The Big Ten and Pac-12 have said they would only play conference schedules this fall in football and other sports. Sankey said SEC leaders “believe that late July will provide the best clarity for making the important decisions ahead of us.”The group met in the large Kramer-Moore Conference room to allow for social distancing. Other groups and individuals participated by videoconference.Among topics discussed were possible scheduling options for holding athletic competition this fall, along with game management at events.___ Army and Navy compete in the Patriot League in many sports, including basketball, but not in football. The Patriot League said Army and Navy are exempt from the fall sports cancellation, which also includes women’s soccer and volleyball.Athletes will be permitted to practice and train with coaches and in team facilities “provided health and safety conditions support such activities,” the conference said.___Swiss soccer club Zurich says it will field an under-21 team to try to save the season from being canceled because the first-team is isolating at home.Zurich’s game on Saturday was postponed because multiple players and staff tested positive for the coronavirus. July 13, 2020 Men’s soccer players returned to campus last week and are undergoing initial screening before starting voluntary workouts.The release added that Kentucky has implemented proactive polymerase chain reaction (PCR) diagnostic testing in response to evolving circumstances. Changing workouts have made social distancing and personal protective equipment more difficult to implement, the release said, forcing the change to also align with the campus plan released last month. Forty-one student athletes and 21 staffers from those three programs participated in PCR testing. One student-athlete provided documentation of self-testing.All 108 football players currently working out and 58 staff members participated in PCR testing last week with zero positives.___ Kansas State had two student-athletes from unspecified sports still in quarantine as the football program resumed its summer access program Monday following a series of positive tests for the new coronavirus.The Wildcats halted workouts on June 20 when 14 of 130 student-athletes tested positive. The football team’s return includes eight hours of weight training, conditioning and film work per week. The men’s and women’s basketball teams along with soccer and volleyball teams continue their voluntary summer workouts.___Some of the FC Dallas traveling party returned to Texas on Monday, a week after the team was withdrawn from the MLS is Back Tournament because 10 players tested positive for coronavirus. Share This StoryFacebookTwitteremailPrintLinkedinRedditThe Latest on the effects of the coronavirus outbreak on sports around the world:___Southeastern Conference athletic directors met in person Monday at league headquarters in Alabama to discuss the prospects for a football season with COVID-19 cases spiking throughout much of the South. The team says five other Tier 1 individuals also missed the workout for the same reason. Tier 1, according to baseball’s 2020 operations manual, includes players and other on-field personnel.“Out of an abundance of caution, we think it makes sense for the six of us to wait for clarity,” Ross said in a release. “Situations like this have not been a worrisome indicator of a positive test result to date.”The Cubs say there should be “further clarity” later in the day.___The Atlantic Coast Conference has postponed its virtual Football Kickoff media event. More AP sports: https://apnews.com/apf-sports and https://twitter.com/AP_Sports The Latest: SEC says COVID-19 situation needs to improve The National Junior College Athletic Association says it will not have a fall season and will instead attempt to play football and other sports in the spring. Men’s and women’s soccer and volleyball will also be moved to the spring. Winter sports, such as basketball, will be slated to start in January, with a majority of championship events moved from March to April.Major college football programs frequently recruit players from the top junior colleges, but without a fall season it will be more complicated for coaches at four-year colleges to evaluate those players.___North Carolina A&T says four student-athletes have tested positive for coronavirus since returning to campus on July 6. All four student-athletes are asymptomatic. The race was scheduled for Oct. 11. Organizers say registered participants are eligible for a refund or can defer their place and entry fee to the Chicago Marathon in 2021, 2022 or 2023.“Hope drives us as runners and as humans,” Carey Pinkowski, the executive race director of the Chicago Marathon, said in a release. “My hope was to see everyone on the start line on Sunday, October 11, but our highest priority has always been the safety of our participants and our volunteers.”Organizers say they are working on plans for a virtual experience “to recognize the dedication and commitment of everyone who would have taken part in the 43rd running” of the marathon.___The NHL says 43 players tested positive for the coronavirus from June 8 through the end of the league’s optional workouts. Sandoval disclosed his positive test Monday from the Angels’ summer camp, calling the virus “unlike anything I’d ever felt before.” He says he tested positive on June 22.Sandoval thinks he caught it while golfing with a friend,because he had been careful about being out in public for several weeks beforehand. He said he endured three days of body aches, chills and fever before his symptoms lessened. He rejoined the Angels last week.Sandoval went 5-3 with a 3.66 ERA last season as a rookie with the Angels, making three starts. He is among several candidates for a spot in the back end of the Halos’ rotation.___Chicago Cubs manager David Ross is skipping the team’s Monday morning workout because he is awaiting his completed result from his Saturday coronavirus test. The club says it will play Tuesday against third-place Basel by selecting young players from its backup roster.Zurich also has to play title contender Young Boys and St. Gallen and says it wanted to avoid the league being annulled.The 10 teams are already playing in midweek and on weekends to finish the season on Aug. 2 and meet a UEFA deadline for European competition entries. It is unclear when Zurich can play a re-scheduled game against Sion.Zurich is in sixth place but in contention to earn a Europa League entry by finishing fourth.___ The league says the event to preview each teams’ prospects heading into fall training camp is delayed until further notice. The three-day event was originally scheduled to be held beginning July 21.The ACC says future decisions and announcements will take place “at the appropriate time.”___The Patriot League has joined the Ivy League in canceling fall sports, including football, because of the COVID-19 pandemic.The Division I conference says it has still not determined whether winter and spring sports competition will be held and that it will consider holding fall sports in the second semester. The Ivy League made a similar announcement last week. The Patriot League is the first conference in the Football Championship Subdivision that competes in the Football Bowl Subdivision’s playoffs to suspend its season. If student-athletes have university housing and have tested positive, they are being isolated in a designated area on campus.N.C. A&T student-athletes who are living on campus live in groups of 8-10 people and also are conducting workouts in groups of that size.___Kentucky says three of 42 student-athletes initially screened from men’s basketball, volleyball and women’s soccer tested positive for past coronavirus infection through antibody testing. The school did not specify in a release which programs the positives came from. Those that tested positive were required to quarantine. That number announced Monday includes 30 who tested positive at team facilities and 13 the league is aware of who tested positive outside the league’s protocols for its Phase 2.The NHL opened Phase 3 Monday with the start of training camps for the 24-team playoffs, scheduled to open in two hub Canadian cities — Toronto and Edmonton, Alberta — on Aug. 1. Players had until Monday evening to elect to opt out of competition without penalty.All players who tested positive self-isolated. The NHL is not sharing names of the players who test positive or the teams involved.___Los Angeles Angels left-hander Patrick Sandoval is back with the team after contracting coronavirus last month. One person has tested positive in the latest round of checks for COVID-19 on players and club staff in the English Premier League.The league says a total of 2,071 people were tested last week.The person has not been identified. ___The Chicago Marathon has been canceled because of the coronavirus pandemic.
Facebook Twitter Google+ Related Stories Coaches reflect on Rice video, defend professionLong and winding road: Beilein arriving at Final Four stage with decades of help, friendship from BoeheimTheir game: Syracuse entered the 2002-03 season inexperienced, unranked but they ended it national championsBuild up: McGary develops from raw talent into focal point of Michigan offense Published on April 4, 2013 at 3:39 pm Contact Michael: email@example.com | @Michael_Cohen13 ATLANTA — The setting was different — the fourth city in as many weeks — but the questions remained the same. Jim Boeheim fielded multiple inquiries Thursday about if he will retire, when he will retire and for how long he has thought about retirement.But Boeheim, the 68-year-old Syracuse head coach, remained firm in his commitment to the program he has come to define.“I hear that lot, that question,” he said. “I answer it the same way. About 10 years ago, I thought it was my last year. I really did. I’m still here.“I have no plans on retiring.”Boeheim has seemed invigorated by his fourth trip to the Final Four and first since 2003. He is lively when he chats with reporters and appears to genuinely enjoy this postseason run that has crisscrossed the country before reaching Atlanta. In his 37th season as head coach, Boeheim looks poised for at least a few more.AdvertisementThis is placeholder textThough this is his first appearance in the Final Four since winning his only national championship in 2003, it can be argued that the last four years have been one of the strongest stretches in his career. Boeheim referenced last year’s team and the 2010 team, both No. 1 seeds, as ones he thought were capable of winning the national title. And were it not for the ineligibility of Fab Melo and a knee injury to Arinze Onuaku, there’s a chance Boeheim’s fingers would boast more jewelry.Now, in 2013, Boeheim has a third team in four years with the potential to win a championship.“This team has played well,” Boeheim said. “I’m happy at this stage. We have a really good group, really easy group to coach. I don’t think I’ve raised my voice more than a couple, three or four times the whole year.”But with every occasional comment about playing golf — see the postgame press conference after a loss to Georgetown in the regular-season finale — come occasional questions about his future. The coach who never thought he would make it to age 38 in the profession has made it to 68, and he has won 27 or more games for each of the past five seasons.He joked Thursday about being offered a contract by Rochester decades ago, a move that he said would have helped his golf game with the legendary Oak Hill Country Club right down the street. At that point, he wanted to last five years as a coach. Then 10.Now, maybe 40.“Every once in a while I say, ‘(Retirement) is not that far away,’ and people get excited again,” Boeheim said. “People really used to get excited when I said that because we didn’t go to the Final Four that year and they didn’t want me back. But now the majority still probably wants me back next year — right now.“After Saturday, who knows.” Comments